Missouri Rates and Terms

Missouri
Maximum Loan Amount
$3,000
Minimum Loan Amount
$750
Maximum APR
Missouri – 199%
Maximum Term
36 months
Minimum Term
6 months
Interest Calculation
Simple Interest
Acquisition & Handling Fee
None
Prepayment Penalty
Never
Recent Paystub
Required
Checking Account
Required
Minimum Monthly Income
$1,500
Loans with TLC at a time
1
Late Fee
Greater of 5% of the installment due or $15

Disclosures & Governing Law

Missouri loans are made pursuant to TLC’s Missouri Lending License #510-17-8007 . You can get a copy of our license here!

Credit approval is subject to a credit bureau investigation and TLC’s automated and manual credit underwriting standards, and actual terms (including actual loan amount) may vary by applicant.

TLC requires a most recent pay-stub and other supporting documentation deemed necessary by underwriting.

Complete disclosures of APR, loan amount and payment terms are provided with each loan and are available from Total Loan Company by email at: service@tlcloans.com, or at its corporate office of 479 E Business Center Drive, Suite 108, Mount Prospect, IL 60056

Our Loans – Designed To Get You Back On Your Feet

Our mission is to provide you with a solution that resolves or bridges your current troubles for an extended period of time and to provide you with a convenient and dependable source for additional cash whenever you need it! Pick up where the banks have abandoned you.

  • We take pride in providing fast, friendly and compassionate service— so don’t hesitate to apply! All applications will be considered.
  • Our installment loans are designed to match LIFE! TLC offers meaningful loan amounts and if you need it, we let you pay your loan back over a longer period of time so your payments are more affordable.
  • Our interest rates are competitive and are a significant savings compared to PayDay rates.
  • Our application process is simple with next business day funding possible if we get you an approval by 1pm CST.

Personal Loans In 3 Easy Steps

1. Apply Online

Use your loan for any purpose, you're with a reliable company.

1. Apply Online

Use your loan for any purpose, you're with a reliable company.

2. Personalize & Sign

The application and approval process is fast and easy.

2. Personalize & Sign

The application and approval process is fast and easy.

3. GET YOUR FUNDS

You receive your loan in your bank account on the next business day.

3. GET YOUR FUNDS

You receive your loan in your bank account on the next business day.

Apply for a Personal Loan Today

Pre-qualify in less than 2 minutes.
Apply for a personal loan and get money within 1 business day.