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479 E Business Center Drive Suite #108 Mount Prospect, IL 60056
T. 855-222-0209
E. customercare@tlcloans.com

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Total Loan Company, LLC (”TLC”) is a state licensed lender in the states of Illinois, Missouri, South Carolina, Wisconsin and Utah. It does not lend or arrange loans in other states at this time. Applicants must be 18 years of age to apply. Not all applications are approved. Applications processed and approved before 1:00 p.m. CST are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Maximum loan amount for initial loan, depending on situation, is $3,000.00. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. This is a traditional installment loan form of credit. TLC loans are designed to help you meet your every day borrowing needs. Appropriate everyday needs might be payday loan consolidation, car repair, medical care for you or your family, or any situation that threatens your short term cash flow. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing your loan will extend the term of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any “hidden fees” that are not fully disclosed in the Loan Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. All of our collections methods will be in accordance with the guidelines of the Fair Debt Collections Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third- party collection agency or other company that acquires and/or collects delinquent consumer debt.

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