Debt Relief During a Pandemic: How Debt Consolidation with a Personal Loan Can Help

The COVID-19 outbreak is continuing to impact people across the globe. Many are being forced to stay home from work, sometimes along with children whose schools have closed, and some have even been laid off. With so much uncertainty surrounding the situation, it’s inevitable to have major financial concerns, especially...

Retiring with Debt: Bad for Your Health as Well as Your Wealth

Retirement life for Americans has changed over the years. Retirees are working part-time jobs, launching small businesses, and staying in their own homes rather than moving to retirement communities. One of the biggest changes, though, has been in a more negative direction: retiring with debt. We all know that retiring...

How a PayDay Loan Can End You Up in Jail

Payday loan companies offer a way to get money fast for those usually in tricky financial situations. The catch is that annual percentage rates can be extremely high, meaning borrowers end up paying far more than the original loan amount in the long run. Utah has some of the highest...

Why You Shouldn’t Dip Into Your 401(k) for Emergencies

Dipping into your 401(k) plan can be tempting, especially when it’s an emergency. When you’re just borrowing from yourself and interest rates are low, what could be the harm? In reality, borrowing from your retirement plan for any reason will almost always hurt you in the long run. Generally, all...